Health Insurance can offer you protection
from high healthcare costs.
Individual Life Insurance
Selecting the right life insurance policy for you and your circumstances will depend on several key variables. First we LISTEN to your needs and concerns. Then together we can obtain a plan that is right for you. Astute individuals want to make sure their family can maintain their lifestyle if they die. Others may be interested in organizing their estate to reduce taxes to their heirs. Business partners or key executives may need key man life or insurance to provide a buy out.
We can find and recommend a plan that’s right for you. We are licensed with over 20 different life insurance carriers so you can be assured we select the plan that best meets your needs.
- Term Life
- Universal Life
- Whole Life
- Variable Life
You can reach us at 850-473-1500 or e-mail one our staff members to discuss this valuable coverage.
Individual Health Insurance
In today’s world of catastrophic healthcare cost, protecting your assets with health insurance is a must. First, we LISTEN to your needs, and then we can show you multiple health insurance alternatives to choose from to best meet your needs and your budget. We also offer the new consumer directed health plans and health savings accounts in addition to our traditional, PPO, & HMO product offerings.
You can reach us at 850-473-1500 or e-mail one our staff members to discuss this valuable coverage.
Individual Disability
Any individual financial plan is not complete without protection of your ability to make a living. Unfortunately, many people overlook this need and don’t understand how physically and financially devastating becoming disabled can be. Again, first we LISTEN to your needs, then we tailor a plan to meet your needs and your budget.
You can reach us at 850-473-1500 or e-mail one our staff members to discuss this valuable coverage.
Individual Dental
Our individual dental insurance plans allow you to choose any dentist of your choice. Additionally, you want to consider a network dental plan option; that may reduce your monthly premium.
You can reach us at 850-473-1500 or e-mail one our staff members to discuss this valuable coverage.
Vision
Many of our clients have a need for regular eye care. We work with one of the nations most established and largest eye care providers.
You can reach us at 850-473-1500 or e-mail one our staff members to discuss this valuable coverage.
Financial Services
Our firm is well equipped to provide our business and individual clients with strategies to assist them in securing their financial success.Our plans access leading edge technologies and a variety of investment options. Whether you’re nearing retirement or just getting started or saving for a child’s education, our professional staff is ready to assist you.
You can reach us at 850-473-1500 or e-mail one our staff members to discuss this valuable coverage.
Individual Long Term Care
Many families today are faced with the difficult decision to take care of a loved one or family member. According to the United Seniors Council in Washington, D.C., 6.4 people aged 65 or older will need long term care. 42% of Americans who are 65 will enter into a nursing home during their lives. The annual average cost is estimated at $50,000 and may not be covered by Medicare or medical insurance.
Purchasing a long term care policy should be part of your overall asset protection financial plan. Fortunately, today there are quality policies available with a variety of riders and features that enable us to custom design for your unique situation.
You can reach us at 850-473-1500 or e-mail one our staff members to discuss this valuable coverage.
