Individual Long Term Care
Many families today are faced with the difficult decision to take care of a loved one or family member. According to the United Seniors Health Council in Washington, D.C., 6.4 million people aged 65 or older will need long term care. 42% of Americans who are 65 will enter into a nursing home during their lives. The annual average cost is estimated at $50,000 and may not be covered by Medicare or medical insurance.
Purchasing a long term care policy should be part of your overall asset protection financial plan. Fortunately, today there are quality policies available with a variety of riders and features that enable us to custom design for your unique situation.
You can reach us at 850-473-1500 or e-mail one of our staff members to discuss this valuable coverage.