Barnes Insurance & Financial Services is a performance based, proactive, best practice benefit firm committed to our clients success. Founded January 1, 2005 as a LLC, BIAFS has three offices located at 1582 Airport Boulevard, Pensacola, FL 32504, 327 Racetrack Road N.E., Suite B, Fort Walton Beach, FL 32547 and 2700 Westhall Lane, Suite 150, Maitland, FL 32751. Our principal lines of business are Health, Dental, Life, Disability, Supplemental Policies, and Financial Services. We are an independent firm and work with a variety of carriers. United HealthCare, Aetna, Hartford, AFLAC and ING are just a few of the carriers we write business with. BIAFS is a Blue Diamond agency with Florida Blue (highest agency status with Florida Blue). One of the largest insurance agencies in the panhandle, Barnes Insurance & Financial Services has grown rapidly into a top ten agency with Florida Blue with over 15,000 lives insured.

As a Florida Blue contracted general agency, we have the ability in certain circumstances to help employees transition their dependents to individual health policies. We are also available to counsel with employees and dependents that no longer meet eligibility requirements to review their specific options and possibly limit their cost and the employer’s COBRA exposure.

With a combined working experience of over 100 years, BIAFS has nineteen (19) accomplished employees with a diverse insurance background that complements our clientele. Hours of operation are Monday through Friday 8:00 A.M. to 5:00 P.M. CST and all federally recognized holidays are observed. Account Managers are available after normal business hours.